Welcome to Billtar Finance company

Bring your income, receipts or your entire account

Finance Service Change

We take care of the procedures for you to start enjoying all the advantages of being a Billtar customer in a comfortable, simple and free way .

become our customer

More than 1 million customers enjoy an Online Account without commissions or conditions

Online Account Without Commissions

Become a customer with the Online Account Without Commissions

No account administration and maintenance fee. 0% NIR 0% APR.

No commission for issuance and maintenance of the debit card.

No commission for withdrawing cash on debit at the more than 4,500 Billtar ATMs in USA.

No commission for online transfers in the Billtar Economic Area

Open it in less than 10 minutes.

become our customer

More information

We lower our prices!

Quick loan for new customers.

Up to 30.000$. No opening fee

Learn more

And now, save one of your subscriptions for 6 months

We will refund the amount of one of your subscriptions for 6 months when you pay with your Aqua Debit Card. Too easy:

1. Become a customer with the Online Account Without Commissions or conditions, in just 10 minutes.

2. Pay with your new Aqua Debit Card for your monthly subscription to Netflix, Spotify, HBO Max, Disney Plus, PlayStation Plus or DAZN.

3. We will refund the amount (up to $9.99/month) of the first subscription charged to your card for 6 months .

Promotion valid until 06/10/2025. Not combinable with other ongoing promotions. These companies do not collaborate in the promotion.

become our customer

Aqua card. Greater security, greater control

A new card without numbers with which to control all your expenses.

- Safer. Neither the card number nor the CVV code is already printed on it. Only you access them through your app.

- dynamic CVV. The CVV security code changes automatically, so it is not always the same. This way you will be more protected in your online purchases.

- More control. Temporarily turn your cards off and on whenever you want. This will keep them safe if you can't find them or don't use them.

With the Change of Bank service we will do the procedures for you

A free way to bring your income and your receipts, or your entire account from another bank, without paperwork, without having to go to an office and without talking to the other bank.

become our customer

More information

Do you want it now?

In less than 10 minutes you can have your Online Account working.

become our customer

Why switch to Billtar?

Because we do the paperwork for you and you have a lot to gain:

- You will not pay administration or maintenance fees for the Online Account, or issue or maintenance fees for the Aqua Debit Card.

- You can withdraw cash on debit without commission at more than 4,500 Billtar ATMs throughout USA.

- You will have better conditions in loans and mortgages

- And you will collect your salary * the day you want.

Branches and ATMs

Always close to you

Help Center

Queries, complaints and incidents

Urgent help

Emergency operations

Legal Information Fast Loan Online

Example with payroll or pension domiciled in Billtar for the amount of $ 10,000 for 96 months (8 years). 4,75 % NIR, APR 5,02 %. Constant monthly fee: 125,41 $. Opening fee on the amount borrowed: $ 0. Postage costs: $ 0.75 per month. Total amount due: $ 12,111.62.

Example without payroll or pension domiciled in Billtar for the amount of $ 10,000 to 96 months (8 years). 5,75 % NIR, APR 6,07 %. Constant monthly fee: 130,20 $. Opening fee on the amount borrowed: $ 0. Postage costs: $ 0.75 per month. Total amount due: $ 12,571.27.

Calculations based on the loan being formalized on the last day of the month. Exclusive conditions for digital contracts of the fast loan for new customers up to $ 30,000 and a single holder, made from April 6 to August 31, 2025. The product is not available at Billtar branches. Financing subject to prior approval by Banco Bilbao Vizcaya Argentaria, S.A.